A. Loan Schemes having Fixed Rates of Interest
Loan Schemes for Government Employees
|
Category |
Amount |
Rate of Interest |
Max. Period |
|
Personal Loan |
Upto Rs.1 lakh |
11.00 % |
48 months |
|
Rs.1 lakh to Rs. 3 lakhs |
11.50 % |
48 months |
|
|
Vehicle Loan |
Two Wheeler |
10.50 % |
60 months |
|
Four Wheeler |
10.50 % |
84 months |
|
Vehicle Loan Schemes for Others
|
Category |
Rate of Interest |
Max. Period |
|
Three Wheeler |
12.50 % |
60 months |
|
Four Wheeler |
12.50 % |
60 months |
|
Used Vehicle |
13.00 % |
60 months |
|
Institutional Loan |
13.00 % |
60 months |
|
MLA Car Loan |
12.40 % |
60 months |
B. Loan Schemes having Floating Rates of Interest
| Scheme | Period | Rate of Interest |
|
Personal House Loan Scheme [ Aiswarya Griha Housing Finance ] |
Upto 5 years | 12.35 % |
| Upto 10 years | 12.40 % | |
| Upto 15 years | 12.50 % | |
| Upto 20 years | 12.75 % | |
| Personal Loan Scheme for Professionals | Upto 5 years | 12.40 % |
| Upto 10 years | 12.50 % | |
| Upto 15 years | 12.75 % | |
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